I have another serious ponder. It is a serious problem and it involves the financial abuse of the elderly.
There must be something that tells these foreign lotteries when a person gets to a certain age. Not sure what age that actually begins or how these entities know. These old people are sent boat loads of these scam letters promising these old people lots of money but they have to send money in to get it. These old people are not people who would ever fall for this crap when they were in their right mind but for some reason they do now.
I had that problem with my SF and I have a good friend who is having the same problem with her mom. It is a devastating problem and there is no help available. The post office won't help. The banks won't help. If the family can't personally, totally control their elderly relative's finances, they can lose everything the have.
It's not always possible for families to monitor their elderly family members all the time and for some reason many of these elderly people are very secretive about participating in this activity. Can't explain that.
Many of these elderly are not ready for a nursing home. It seems that one of the first things to go is financial management. Even if a nursing home is the only option a family sees...the monetary robbery just changes from one entity to another.
It seems to me that some government agency should help with this problem. With more and more people living longer it will just become an even more serious epidemic. If you think..mom or dad would never do anything like that...think again.
And if you think that adding your name to your parent's bank accounts might help...NOT. You become responsible for any and all over drafts. The banks don't consider these elderly people victims either, they consider them accomplices in this fraud.
When we took SF's vehicle, his check books and credit cards and post office key away..he just hitched a ride to the bank and used a counter check and he hitched a ride to the post office to picked up his mail. The post office had a big sign that read..YOU CAN NOT GET YOUR MAIL WITHOUT YOUR KEY. Even without a key, they refused to withhold his mail when he came in for it. IMHO, the banks and post office are accomplices in this fraud!
The banks say they are aware of this scam and can't do anything about it. If this is true, why do they allow elderly people to either deposit or cash these checks??
My friend is having to drive over 1000 miles to deal with her elderly mom and this mail/bank fraud issue. She talked with someone from the bank who admitted that they were aware of this kind of scam but also told her that her mom was considered an accomplice in it. If they are aware, why would they willingly cash/deposit those checks that are fraudulent??
I'm going to suggest to my friend, and I have a little dictation recorder, that when she goes to the bank, she records all the interaction. I checked and it is legal in this state where she's going to make a recording if at least one person involved is aware that the conversation is being recorded. Hopefully she can use this if that bank tries to pull anything. Someone needs to fight this crap!
The problem is...that all of us will eventually get to that age when our switch snaps from being reasonable to being easily conned. Maybe not, but both of the people I'm talking about would have, and up until the end with SF, insisted that they were no fools and knew exactly what they were doing. If you now insist that you can't ever be conned, then your switch may have already snapped.
Some of us will have people who can watch over us but some of us won't. As I've found out, even trying to protect your elderly loved one is almost impossible.